[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pasko.cz\/muzete-za-pujcku-rucit-pozemkem\/#Article","mainEntityOfPage":"https:\/\/www.pasko.cz\/muzete-za-pujcku-rucit-pozemkem\/","headline":"M\u016f\u017eete za p\u016fj\u010dku ru\u010dit pozemkem?","name":"M\u016f\u017eete za p\u016fj\u010dku ru\u010dit pozemkem?","description":"Cht\u011bli byste v\u00fdhodnou hypot\u00e9ku? Boj\u00edte se ru\u010den\u00ed nemovitost\u00ed? Nem\u00e1te k dispozici \u017e\u00e1dnou lep\u0161\u00ed z\u00e1ruku, ne\u017e pozemek? V tom p\u0159\u00edpad\u011b m\u016f\u017eete b\u00fdt naprosto v klidu, proto\u017ee ru\u010den\u00ed pozemkem je mo\u017en\u00e9 a nejedn\u00e1 se o nic zvl\u00e1\u0161tn\u00edho. Hypot\u00e9ku na pozemek FAHD si tak m\u016f\u017eete sjednat stejn\u011b snadno a stejn\u011b tak dob\u0159e jako<!--hoot-read-more-quicktag-->","datePublished":"2019-09-11","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.pasko.cz\/author\/#Person","name":"","url":"https:\/\/www.pasko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pasko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pasko.cz\/wp-content\/uploads\/img_a351231_w1721_t1565881985.jpg","url":"https:\/\/www.pasko.cz\/wp-content\/uploads\/img_a351231_w1721_t1565881985.jpg","height":0,"width":0},"url":"https:\/\/www.pasko.cz\/muzete-za-pujcku-rucit-pozemkem\/","about":["Ekonomika"],"wordCount":412,"articleBody":"   Cht\u011bli byste v\u00fdhodnou hypot\u00e9ku? Boj\u00edte se ru\u010den\u00ed nemovitost\u00ed? Nem\u00e1te k dispozici \u017e\u00e1dnou lep\u0161\u00ed z\u00e1ruku, ne\u017e pozemek? V tom p\u0159\u00edpad\u011b m\u016f\u017eete b\u00fdt naprosto v klidu, proto\u017ee ru\u010den\u00ed pozemkem je mo\u017en\u00e9 a nejedn\u00e1 se o nic zvl\u00e1\u0161tn\u00edho. Hypot\u00e9ku na pozemek FAHD si tak m\u016f\u017eete sjednat stejn\u011b snadno a stejn\u011b tak dob\u0159e jako t\u0159eba hypot\u00e9ku na rodinn\u00fd d\u016fm anebo hypot\u00e9ku na chatu. Rozhoduj\u00edc\u00ed je v ka\u017ed\u00e9m p\u0159\u00edpad\u011b aktu\u00e1ln\u00ed tr\u017en\u00ed hodnota va\u0161\u00ed nemovitosti, a s t\u00edm byste m\u011bli po\u010d\u00edtat. \u00dav\u011br toti\u017e m\u016f\u017eete z\u00edskat a\u017e do maxim\u00e1ln\u00ed v\u00fd\u0161e sedmdes\u00e1ti procent z aktu\u00e1ln\u00ed tr\u017en\u00ed hodnoty v\u00e1mi zvolen\u00e9 nemovitosti. Tak\u017ee kdy\u017e se rozhodnete pro ru\u010den\u00ed zahradn\u00ed chatkou, tak je to naprosto v po\u0159\u00e1dku, jen mus\u00edte po\u010d\u00edtat s t\u00edm, \u017ee z\u00edsk\u00e1te nab\u00eddku na mnohem ni\u017e\u0161\u00ed \u00fav\u011br ne\u017e v situaci, kdy budete ru\u010dit va\u0161\u00ed rodinnou vilou. Je zde n\u011bjak\u00e1 mo\u017enost pro p\u0159\u00edpad, \u017ee \u017e\u00e1dnou nemovitost nevlastn\u00edte? Ale jist\u011b, \u017ee ano. Pr\u00e1v\u011b pro nebankovn\u00ed hypot\u00e9ky je typick\u00e9, \u017ee se sv\u00fdm klient\u016fm sna\u017e\u00ed vych\u00e1zet maxim\u00e1ln\u011b vst\u0159\u00edc, a\u0165 u\u017e jde o cokoli. Je zde proto p\u0159ichyst\u00e1na jedna mo\u017enost pro v\u0161echny lidi, kter\u00fdm ru\u010den\u00ed nemovitost\u00ed d\u011bl\u00e1 probl\u00e9my \u2013 a\u0165 u\u017e proto, \u017ee \u017e\u00e1dn\u00fd takov\u00fd majetek nemaj\u00ed anebo proto, \u017ee nevlastn\u00ed majetek v dostate\u010dn\u00e9 hodnot\u011b. T\u00edm \u0159e\u0161en\u00edm je spoluru\u010ditel, kter\u00e9ho do sv\u00e9 p\u016fj\u010dky p\u0159izvete. V praxi to vypad\u00e1 tak, \u017ee bude sv\u00fdm vlastn\u00edm majetkem ru\u010dit za va\u0161i p\u016fj\u010dku. To znamen\u00e1, \u017ee mus\u00ed b\u00fdt v prvn\u00ed \u0159ad\u011b ochotn\u00fd n\u011bco podobn\u00e9ho ud\u011blat, a tak\u00e9, \u017ee mus\u00ed m\u00edt k dispozici vhodn\u00fd majetek.  Kdy\u017e spln\u00edte podm\u00ednku ru\u010den\u00ed nemovitost\u00ed, pak u\u017e jste jen mal\u00fd kr\u016f\u010dek od toho, abyste svou vysn\u011bnou p\u016fj\u010dku mohli z\u00edskat. Druhou podm\u00ednkou, na kterou naraz\u00edte \u00fapln\u011b v\u0161ude, je podm\u00ednka dostate\u010dn\u00e9 bonity, co\u017e znamen\u00e1, \u017ee mus\u00edte m\u00edt dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy k tomu, abyste z\u00e1t\u011b\u017e budouc\u00edho \u00fav\u011bru bez probl\u00e9m\u016f unesli \u2013 mus\u00ed v\u00e1m sta\u010dit na pokryt\u00ed b\u011b\u017en\u00fdch v\u00fddaj\u016f a spl\u00e1tek \u00fav\u011bru i s \u00faroky.                                                                                                                                                                                                                                                                                                                                                                                                  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