[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pasko.cz\/nebankovni-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.pasko.cz\/nebankovni-hypoteka\/","headline":"Nebankovn\u00ed hypot\u00e9ka?","name":"Nebankovn\u00ed hypot\u00e9ka?","description":"U\u017e dlouho se v\u00e1m hodn\u00ed hlavou my\u0161lenka o tom, \u017ee chcete za\u010d\u00edt podnikat? M\u00e1te u\u017e poskl\u00e1dan\u00fd podnikatelsk\u00fd z\u00e1m\u011br a v\u0161e po\u0159\u00e1dn\u011b promy\u0161leno v \u010dem to va\u0161e podnikan\u00ed, vlastn\u011b bude. Kam bude sm\u011b\u0159ovat. Tak to je naprosto skv\u011bl\u00e9. V\u017edycky kdy\u017e chcete ud\u011blat velk\u00fd krok, tak mus\u00edte m\u00edt v\u0161e po\u0159\u00e1dn\u011b promy\u0161len\u00e9. Nejde<!--hoot-read-more-quicktag-->","datePublished":"2021-12-14","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.pasko.cz\/author\/#Person","name":"","url":"https:\/\/www.pasko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pasko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pasko.cz\/wp-content\/uploads\/penize_bankovky_platba_placeni5_denik-630.jpg","url":"https:\/\/www.pasko.cz\/wp-content\/uploads\/penize_bankovky_platba_placeni5_denik-630.jpg","height":0,"width":0},"url":"https:\/\/www.pasko.cz\/nebankovni-hypoteka\/","about":["Ekonomika"],"wordCount":464,"articleBody":"                       U\u017e dlouho se v\u00e1m hodn\u00ed hlavou my\u0161lenka o tom, \u017ee chcete za\u010d\u00edt podnikat? M\u00e1te u\u017e poskl\u00e1dan\u00fd podnikatelsk\u00fd z\u00e1m\u011br a v\u0161e po\u0159\u00e1dn\u011b promy\u0161leno v \u010dem to va\u0161e podnikan\u00ed, vlastn\u011b bude. Kam bude sm\u011b\u0159ovat. Tak to je naprosto skv\u011bl\u00e9. V\u017edycky kdy\u017e chcete ud\u011blat velk\u00fd krok, tak mus\u00edte m\u00edt v\u0161e po\u0159\u00e1dn\u011b promy\u0161len\u00e9. Nejde p\u0159ece n\u011bco budovat s tou my\u0161lenku, jako postav\u00edm si halu a pak a\u017e budu p\u0159em\u00fd\u0161let o tom, co tam vlastn\u011b bude. To by bylo cel\u00e9 \u0161patn\u011b a taky by v\u00e1m to mohlo zlomit vaz, ale taky nemuselo. Jen to za to riziko nestoj\u00ed.   V\u0161e m\u00e1me p\u0159ipraven\u00e9 a zb\u00fdv\u00e1 n\u00e1m jedno a t\u00edm je budova. U\u017e jste se na okol\u00ed porozhl\u00e9dli po n\u011bjak\u00e9 budov\u011b, nebo budete cht\u00edt zbrusu novou. U star\u0161\u00edch budov je jedna nev\u00fdhoda a to je tak, \u017ee u\u017e je postaven\u00e1 podle n\u011bkoho jin\u00e9ho a ur\u010den\u00e1 k jin\u00fdm \u00fa\u010del\u016fm ne\u017e chcete vy. Ale v tom velk\u00fd probl\u00e9m zase nebude. Klidn\u011b si j\u00ed m\u016f\u017eete zrekonstruovat podle sebe. Druh\u00e1 mo\u017enost je si postavit zbrusu novou podle sebe. A\u0165 je to za prv\u00e9 nebo za druh\u00e9, u v\u0161ech voleb budete pot\u0159ebovat finance. M\u016f\u017eete si j\u00edt p\u016fj\u010dit do sv\u00e9 banky. Jen\u017ee to m\u00e1 jeden h\u00e1\u010dek. Banka v\u00e1m hypot\u00e9ku m\u016f\u017ee poskytnout, ale taky nemus\u00ed. M\u00e1 hodn\u011b tvrd\u00e9 krit\u00e9ria na dos\u00e1hnut\u00ed jak\u00e9hokoliv \u00fav\u011bru v\u010detn\u011b hypot\u00e9ky. Banka bere v potaz va\u0161i finan\u010dn\u00ed historii, sta\u010d\u00ed jedna dv\u011b pozd\u011b zaplacen\u00e9 slo\u017eenky a u\u017e jste zapsan\u00ed v bankovn\u00edm registru. Dal\u0161\u00ed je pro banku d\u016fle\u017eit\u00e1 bonita. D\u00e1 se to pochopit. Tak\u017ee pokud pro banku nebudete spl\u0148ovat bonitu tak v\u00e1m taky bohu\u017eel nep\u016fj\u010d\u00ed. A co te\u010f budeme d\u011blat? Banka n\u00e1m nep\u016fj\u010d\u00ed a sv\u00e9 vlastn\u00ed finance nem\u00e1me.  V\u0161e m\u00e1 v dne\u0161n\u00ed dob\u011b sv\u00e9 \u0159e\u0161en\u00ed. A to na\u0161e je p\u0159\u00edmo hypot\u00e9ka bez p\u0159\u00edjmu.   U t\u00e9hle spole\u010dnosti z\u00edskat hypot\u00e9ku, pokud vlastn\u00edte nemovitost, bude to hra\u010dka. U t\u00e9hle nebankovn\u00ed spole\u010dnosti je skv\u011bl\u00e9, \u017ee nemus\u00edte dokl\u00e1dat skoro nic. T\u0159eba takov\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Nenahl\u00ed\u017e\u00ed do bankovn\u00edho a nebankovn\u00edho registru. Je tu i ta mo\u017enost \u017ee j\u00ed m\u016f\u017eete m\u00edt schv\u00e1lenou do 24hod. (pro podnikatele). V\u00edce se dozv\u00edte p\u0159\u00edmo na jejich str\u00e1nk\u00e1ch anebo m\u016f\u017eete zrovna vyplnit online dotazn\u00edk a domluvit se p\u0159\u00edmo. Leh\u010d\u00ed u\u017e by to b\u00fdt nemohlo.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka?","item":"https:\/\/www.pasko.cz\/nebankovni-hypoteka\/#breadcrumbitem"}]}]